Insurance or no?

The big question. Should you offer health, dental, vision, life, and disability insurance to your employees? I have a couple different takes on this. I don’t believe you should have to pay for your employees insurance as a standard. I do think you should have a plan that employees can get a discount as a group, but you should have to pay for this. You might think this is wrong to do, but let me explain. Free insurance was offered as a way to keep employees healthy and able to work more. This is not the case anymore. Employees are more apt to work because they have to pay their bills. No longer do employees take an actual sick day. They usually work sick, and then call in when they want to play.(That’s the truth). So use insurance as a reward or a type of raise. I bet if you asked most employees if they would like a $1.00 raise or insurance, they would pick the raise. So in there end, I think offering a group insurance for the discount is good, but I wouldn’t pay for it.

The Master has spoken!